Income Protection Insurance in Jamaica

Products backed exclusively by A-rated international carriers

Your income is essential. Do you have it insured? We all know at least one person who has been unable to work for a period of time due to illness or injury. In the event you cannot work due to illness or injury, we will pay you a monthly income, so you can still pay your bills even though you cannot work!

Protect your most important asset!

Illustration of income protection plan check

You insure your home, your car, and your valuables, but don’t forget to insure your most important asset of all: your paycheck.

If you can’t work due to a covered sickness or injury, a disability plan replaces your income. The money is paid directly to you, and you can choose how to spend it. Use it to pay your bills, living expenses, or anything you need.

John Galt Insurance Brokers offers the best income protection insurance options for individuals and businesses. Our experienced brokers leverage their knowledge and decades of experience to provide our clients with reliable, comprehensive coverage. We have a wide range of income protection plans that are tailored to each person’s individual needs, budget, and concerns. We understand that financial protection is essential for long-term security, and our income protection insurance policies in Jamaica are designed to provide that assurance.

Disability vs. becoming disabled

Temporary disability is any condition that prevents you from working for a period of time. People often confuse this term with becoming disabled, which is permanent. While catastrophic events that cause one to become disabled are rare, there are hundreds of reasons that a person may experience temporary disability. Heart attack, auto accident, and complications from pregnancy are just a few of the most common reasons.

You are more likely to need it than you think

While most people think disability is something that could never happen to them, statistics show that a 35-year-old person has a 50% chance of experiencing a disability lasting 90-days or longer. So there is actually a very good chance you will need disability insurance at some point in your career. But if you wait until you need it, it will be too late!

Our brokers analyze the specific needs of our clients and create plans that are customized to address each person’s particular situation. We also strive to keep premiums affordable while providing unbeatable short-term disability insurance options. At John Galt Insurance Brokers, we pride ourselves on delivering superior customer service. Our team is available to answer any questions you may have and provide guidance throughout the entire process, from policy selection to filing a claim. Contact our team today to get started with your income and disability insurance protection coverage plans!