Our Plans

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            "plancategory": "Savings Plans",
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            "metadescription": "With John Galt Insurance Brokers, you\u2019re one call away from having a long-term savings plan that protects your family and well-being. Contact us today!",
            "description": "At John Galt Insurance Brokers, we provide comprehensive savings plans to make sure our clients have the best options available for their long-term financial security. We offer a wide range of life insurance savings plans that are tailored to meet your unique needs and protect you and your loved ones in the case of an unexpected illness or death. Our plans feature competitive rates with low premiums and can be tailored to match any budget. Our experienced team of brokers will work with you to develop the perfect long-term savings plan that will meet your needs now and into the future. We strive to provide exemplary customer service, working together to ensure our customers have the best coverage for their unique lifestyles. John Galt Insurance Brokers is dedicated to delivering the highest level of customer satisfaction while safeguarding your financial security. <a href=\"/contact\">Contact</a> our experienced team to get started on securing your financial future today!",
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                    "description": "Wouldn't it be great if there was a safe, secure way to grow your money for the future \u2013 without the risks of the stock market or a big tax penalty? Well now there is!",
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                    "description": "Save money for your grandchild's education. The plan builds values for a specified term, and even includes a life insurance benefit.",
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            "plancategory": "Income Protection Insurance in Jamaica",
            "plantitle": "Income Protection Insurance in Jamaica | Disability Plans",
            "metadescription": "John Galt Insurance Brokers is your trusted partner for income protection insurance in Jamaica. Let our team find the right disability plan for you!",
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            "description": "Your income is essential. Do you have it insured? We all know at least one person who has been unable to work for a period of time due to illness or injury. In the event you cannot work due to illness or injury, we will pay you a monthly income, so you can still pay your bills even though you cannot work! ",
            "xdescription": "\n \n All disability/income protection plans may be purchased with cash value. How does this work? The policy will pay you a cash value return of premium once the policy has been in force a minimum of ten consecutive years. The cash value benefit is a percentage of the original premium, less any claims paid. After 10 years, you can expect 40% of your premium back, up to the 25th year when you can receive 100% of your money back.",
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                        "You insure your home, your car, and your valuables, but don\u2019t forget to insure your most important asset of all: your paycheck.",
                        "If you can\u2019t work due to a covered sickness or injury, a disability plan replaces your income. The money is paid directly to you, and you can choose how to spend it. Use it to pay your bills, living expenses, or anything you need. \n\n John Galt Insurance Brokers offers the best income protection insurance options for individuals and businesses. Our experienced brokers leverage their knowledge and decades of experience to provide our clients with reliable, comprehensive coverage. We have a wide range of income protection plans that are tailored to each person\u2019s individual needs, budget, and concerns. We understand that financial protection is essential for long-term security, and our income protection insurance policies in Jamaica are designed to provide that assurance."
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                    "planname": "Disability vs. becoming disabled",
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                        "Temporary disability is any condition that prevents you from working for a period of time. People often confuse this term with becoming disabled, which is permanent. While catastrophic events that cause one to become disabled are rare, there are hundreds of reasons that a person may experience temporary disability. Heart attack, auto accident, and complications from pregnancy are just a few of the most common reasons."
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                        "While most people think disability is something that could never happen to them, statistics show that a 35-year-old person has a 50% chance of experiencing a disability lasting 90-days or longer. So there is actually a very good chance you will need disability insurance at some point in your career. But if you wait until you need it, it will be too late! \n \n Our brokers analyze the specific needs of our clients and create plans that are customized to address each person\u2019s particular situation. We also strive to keep premiums affordable while providing unbeatable short-term disability insurance options. At John Galt Insurance Brokers, we pride ourselves on delivering superior customer service. Our team is available to answer any questions you may have and provide guidance throughout the entire process, from policy selection to filing a claim. <a href=\"/contact\">Contact our team</a> today to get started with your income and disability insurance protection coverage plans!"
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            "plancategory": "Health and Dental Insurance",
            "plantitle": "Health and Dental Insurance | John Galt Insurance Brokers",
            "metadescription": "With John Galt Insurance Brokers, all your unique needs are met. Learn about our comprehensive health and dental insurance policies with international access.",
            "description": "John Galt Insurance Brokers is the number one provider of health and dental insurance in Jamaica. With over 20 years of experience, our registered and experienced medical insurance brokers are experts in finding international medical coverage for those living away from home. We understand that healthcare needs vary by individual, so we provide a range of policies tailored to meet your unique requirements, no matter where in the world you are. Our team of dedicated brokers will assess and review your individual needs, making sure that you get the best coverage at a competitive rate. We pride ourselves on our professionalism, transparency, and commitment to customer service. With John Galt Insurance Brokers, you can be confident you\u2019re getting comprehensive medical coverage that meets and exceeds your requirements. So if you need international medical insurance coverage that you can count on, look no further than John Galt Insurance Brokers.",
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                    "planname": "Emerald Plan",
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                    "alt": "Green Emerald",
                    "description": "Geared towards persons looking for the most comprehensive medical plan offered by Lloyds, the Emerald plan offers the widest network of hospitals, the greatest benefits for both hospitalization and outpatient services.",
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                    "planname": "Caribbean American Plan",
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                    "description": "An excellent combination of benefits and price, the Caribbean American Plan has become one of our most popular plans.",
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                    "planname": "Worldwide Medical Trust Plan",
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                    "description": "A highly sought after plan, the WMT offers a full spectrum of benefits while in hospital and out, including 100% for Outpatient surgery and cancer treatment. An excellent choice for you and your family given the wide network of hospitals and coverage.",
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                    "planname": "Dental & Vision Plan",
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                    "alt": "Image of glasses and toothbrushes",
                    "description": "Provides benefits for charges for dental services and supplies incurred for treatment of a dental disease or injury. Dental benefit levels are the same worldwide. Also contains vision coverage, with a benefit equal to 80% up to $400 per calendar year of the covered expenses per person. Vision benefit levels are the same worldwide.",
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            "plancategory": "Life Insurance Policy Plans",
            "plantitle": "Life Insurance Policy Plans | John Galt Insurance Brokers",
            "metadescription": "Life insurance policy plans made easy with John Galt Insurance Brokers. Partner with our reputable team today to get started on securing your future.",
            "description": "John Galt Insurance Brokers is your trusted partner for all your life insurance policy plans. Our knowledgeable and experienced agents take the time to understand your specific requirements, then find the right policy coverage that meets those needs. We offer a variety of term life insurance plans that provide coverage for a set period at an affordable rate. We also offer final expense insurance, which provides a death benefit to cover the costs associated with funeral services and other final expenses. At John Galt Insurance Brokers, we make sure you understand your options so that you can confidently make an informed decision. Our agents will take the time to explain each policy in detail, answer your questions, and help you select the right life insurance policy plan for your situation. <a href=\"/contact\">Contact John Galt</a> today to get started!",
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                    "description": "Protect your future by investing in Term-Life Insurance with consistent premiums. Traditional term life plans can be complicated, but we\u2019re trying to break that mold.",
                    "xdescriptionadd": "AM First Life now offers several options: 10 Year Term to 85, 25 Year Term to 90, or Term to Age 80",
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                    "description": "Save on the worry of the tough decisions! You have taken care of everything all your life. Now, you can preplan as a final gift to your loved ones. Your loved ones will not have the additional pain and burden of clearing up your final expenses.",
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